Edge Home Finance
Based in Lake Mary, Edge Home Loans is Florida's trusted mortgage partner. We provide comprehensive mortgage solutions, competitive rates, and personalized service to help you achieve your homeownership goals.
Served
Rating
Experience
Comprehensive Mortgage Solutions
As a full-service mortgage broker based in Lake Mary, we offer a complete range of mortgage products and services. From first-time homebuyer programs to VA and FHA loans, we have the expertise to find the perfect loan solution for your unique situation.
Conventional Home Loans
Traditional financing with competitive rates for qualified buyers. Fixed and adjustable-rate options available.
- Fixed-rate mortgages (15, 20, 30-year)
- Adjustable-rate mortgages (ARMs)
- Jumbo loans
- Investment property loans
First-Time Buyer Programs
Special programs designed to help first-time homebuyers achieve their dream of homeownership.
- Low down payment options
- Down payment assistance programs
- Homebuyer education
- FHA-backed programs
FHA Home Loans
Government-backed loans with flexible requirements, low down payments, and accessible credit standards for eligible buyers.
- Low down payment (3.5%)
- Flexible credit requirements
- Competitive interest rates
- First-time buyer friendly
Refinancing Solutions
Lower your rate, reduce your payment, or access your home's equity with our comprehensive refinancing options.
- Rate & term refinance
- Cash-out refinance
- Debt consolidation
- Home improvements
VA Home Loans
Zero down payment loans exclusively for veterans, active-duty service members, and eligible surviving spouses.
- 0% down payment required
- No PMI required
- Competitive interest rates
- Flexible credit requirements
Mortgage Pre-Approval
Get pre-approved quickly and shop with confidence. Our streamlined process gets you pre-approved in 24 hours.
- Fast pre-approval (24 hours)
- Online application
- Competitive rate quotes
- Personalized loan options
Investment Property Loans
Finance investment properties, rental homes, and multi-unit properties with competitive rates and flexible terms.
- Single-family rentals
- Multi-unit properties
- Commercial properties
- Portfolio loans
Mortgage Consultation
Free consultation with our experienced loan officers to explore all your mortgage options and find the best solution.
- Free consultation
- Loan comparison
- Rate analysis
- Expert guidance
Why Trust Edge Home Loans?
We're committed to making your home financing journey smooth, transparent, and stress-free.
Licensed & Certified
Fully licensed mortgage professionals with NMLS certification
Fast Closings
Streamlined process with average closing times of 21-30 days
Personalized Service
Dedicated loan officer from application to closing
Transparent Pricing
No hidden fees or surprises – clear terms from day one
Serving Florida from Lake Mary
Our main office is located in Lake Mary, FL, and we proudly serve homebuyers throughout Florida. Whether you're buying in Lake Mary, Orlando, or any surrounding community, we bring local expertise and personalized service to your mortgage needs.
Why Choose Edge Home Loans?
As Lake Mary's trusted mortgage broker, we're not just another mortgage company. We're your local neighbors, deeply committed to helping Central Florida families achieve their homeownership dreams with comprehensive mortgage solutions and exceptional service.
Competitive Rates
Access to multiple lenders means we find you the best rates available in the market.
24/7 Support
Questions don't wait for business hours. Reach us anytime during your loan process.
Simple Application
Our streamlined digital application takes minutes, not hours, to complete.
Local Expertise
Deep knowledge of Central Florida's real estate market and lending landscape.
5-Star Service
Consistently rated 5 stars by our clients for exceptional service and communication.
Pre-Approval in 24hrs
Get your pre-approval letter fast so you can shop with confidence.
Ready to Get Started?
Take the first step toward your new home. Get pre-approved today with no obligation.
- Free consultation – no obligation
- Pre-approval in as little as 24 hours
- Dedicated loan officer assigned to you
- Transparent pricing – no hidden fees
What Our Clients Say
Don't just take our word for it – hear from homeowners who trusted Edge Home Loans with their financing.
"Edge Home Loans made our first home purchase incredibly smooth. Our loan officer explained every step and got us an amazing rate. Highly recommend!"
Sarah & Michael Thompson
Lake Mary, FL
First-Time Buyers"As a veteran, I was nervous about the VA loan process. The team at Edge walked me through everything and closed in just 25 days. Outstanding service!"
Robert Garcia
Orlando, FL
VA Loan"We refinanced our home and saved over $400/month. The process was painless and the communication was excellent throughout. Thank you Edge!"
Jennifer Williams
Winter Park, FL
RefinanceReady to Find Your Perfect Mortgage?
Get started today with a free consultation. Our loan officers are ready to help you explore your options.